A simple explanation about Buyer Representation:
The short answer for most buyers is: No.
But like many things in real estate, there’s a little more context that’s helpful to understand — without making it complicated or stressful.
How Buyer Representation Typically Works
In a standard residential purchase, the seller pays the real estate commissions as part of the sale of the home. That commission is then shared between the listing brokerage and the buyer’s brokerage.
For first-time homebuyers, this often comes as a relief — especially when you’re already planning for a down payment, deed transfer tax, inspections, moving costs, and all the other expenses that come with buying a home.
When Would a Buyer Ever Pay a Fee?
There are some special circumstances where a buyer fee could apply, such as:
Certain private sales or unique transactions
Situations where commission arrangements differ from the norm
Very specific buyer-requested services outside a typical purchase
If this ever applies, it should be clearly explained upfront, in writing, so there are no surprises.
Transparency matters — always.
Why Having Your Own Agent Matters (Especially for First-Time Buyers)
This part is important. When you have your own buyer’s agent, that agent works exclusively for you and owes you full fiduciary duties, including:
Loyalty
Confidentiality
Full disclosure
Skill and care
Putting your best interests first
This is especially valuable if you’ve never bought a home before and aren’t sure what questions to ask, what’s normal, or what’s negotiable.
Your agent helps you:
Understand pricing and market conditions
Navigate offers, conditions, and timelines
Protect your interests during negotiations
Avoid costly mistakes
Feel confident instead of overwhelmed
Without your own representation, those protections can be limited.
A Calm, Professional Process — Not Conflict
You may have heard stories from other markets about commission disputes or changes in how things are handled elsewhere. What matters here is this:
Real estate works best when everyone understands their role and expectations.
Clear communication, proper representation, and professional cooperation help transactions move forward smoothly — without unnecessary tension.
Bottom Line
Most buyers do not pay a fee to work with a REALTOR®
Any exceptions should be fully explained upfront
Having your own agent means having someone legally and professionally committed to your BEST interests
This is especially important for first-time homebuyers
Buying your first home is a big milestone — and it should feel informed, supported, and manageable, not confusing or intimidating.
If you have questions, I’m always happy to talk things through.